Pactum offers modern debt collection solutions in 20+ countries.
Digital, whitelabel and omni-channel processes, focusing on smart segmentation and behavioral science methods will drive your recovery management to a new level. We are data driven, we monitor everything real-time and we let AI and Human Intelligence drive our performance.
Receivable management
Portfolio management
Portfolio purchase
We understand there may be times individuals or companies could face financial challenges. For such situations we offer feasible, amicable solutions putting them to the right path in no time and thus improving your cash flow position. We offer a world of possibilities including white label solutions to manage your accounts receivables from pre-arrears onwards.
Customers are the lifeblood of our client’s business, and they need to be offered modern-day solutions that are interactive and encourage self-service. Understanding the fundamentals of behavioral economics of customers coupled with our modern techniques and technology, enable us to make the best offer to each case and redefining the experience from a negative, anxious one to one that brings a sense of satisfaction and stress relief.
Pactum as a master servicer offers a wide range of tools and solutions for receivables management whether on your behalf as the partner or also on ours. We count on modern, digital tools to manage our process and advanced analytics as well as coverage across all of Europe.
We have a robust internal platform that can handle efficiently all processes and additionally, we can leverage it with our pool of external DCAs (debt collection agencies) panel, ensuring we cover anything from amicable and legal activities with the best prospect of success. The level of sophistication of our receivables management model is such that it will add immediate value to your overall strategy and operational transactions.
Why choose Pactum?
Seeking repayment from non-paying customers can get very costly and time-consuming, that’s why we offer to buy your non-performing loans. By selling such portfolios can bring immediate improvements to your liquidity and stops writing off debt as well as additional benefits to your clients as we are able to work with them on more flexible repayment terms.
At Pactum we can offer tailor-made plans that are calibrated to each consumer’s ability to pay.
Why selling NPL receivables is a benefit?
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